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The California Association of Health Underwriters (CAHU) is the state’s largest organization representing the private health insurance industry.  Founded in 1989, CAHU is the only statewide association working solely on behalf of health insurance agents in California.  It provides California’s health insurance brokers and consumers with private sector solutions for health, financial and retirement security, and quality assurance in insurance services.

The California Association of Health Underwriters (CAHU) has been an active participant in debates and discussion about health insurance choices to all Californians. As time has passed, the issues have become more complex and, in many regards, more critical. For this reason, CAHU remains committed to continue to provide dynamic leadership and advocacy for all Californians and its association’s members as the health care landscape continues to shift and evolve.

CAHU provides a unified voice for more than 2,100 health care professionals throughout the state representing more than one million California health insurance consumers.   CAHU works to improve its members’ ability to meet the health, financial and retirement security needs of all Californians through education, advocacy, and professional development about issues that impact them.  By providing its members with a program of continuing education and self-improvement, CAHU establishes and maintains the highest standards of ethical conduct in the health insurance industry.

CAHU advances public knowledge for the need and benefit of disability and/or health insurance and the role of the health insurance industry in meeting those needs.  It is actively engaged in efforts to reduce the number of uninsured Californians by educating them about the assortment of public and private coverage options available to all Californians, regardless of their employment status or income level.

CAHU has a number of legislative priorities to protect and to ensure that Californians receive fair and comprehensive health care coverage.  In addition, CAHU seeks to assure the continued survival of the private health insurance delivery system.  It works with state legislators to provide a balanced approach to increasing the number of Californians who have access to health insurance.   CAHU was instrumental in working with Senator John Burton and Assemblyman Dario Frommer, the authors of the “pay or play” health care legislation enacted in 2003.  Additionally, CAHU has been a strong supporter and co-sponsor to the California Heath Care Matrix which strives to educate Californians about their health care coverage options.

Professional Development
CAHU is committed to providing professional development opportunities to its members through facilitating informative meetings/discussion on a wide variety of topics that impact the insurance industry. CAHU holds discussion forums with the top professionals in the field to provide the most recent information on issues ranging from compliance training to best practices and certification training programs with employee benefits, disability insurance and long term care to name a few.

Local Chapters
CAHU has 14 active local chapters throughout the state, which include:

CAHU is also affiliated with the National Association of Health Underwriters, which promotes private sector solutions for health, financial and retirement security and the services of insurance professionals on a national level.

Contributions or gifts (including membership dues) to CAHU are not tax deductible as charitable contributions. Pursuant to the Federal Reconciliation Act of 1993, association members may not deduct as ordinary and necessary business expenses, that portion of association dues dedicated to direct lobbying activities. Based upon the calculation required by law, 31% of the dues payment only should be treated as nondeductible by CAHU members. Check with your tax advisor for tax credit/deduction information.

Want more information about CAHU? Download the CAHU membership brochure